Richard A. Karwic, MBA, has served as a management consultant for the most recent 10 years, after serving for 15 years as Chief Financial Officer for several diverse businesses in a wide variety of industries. Mr. Karwic also served as Vice President of Mergers & Acquisitions for a mid-cap investment banking firm. Richard has worked in over 100 businesses, including divisions of Fortune 1,000 companies such as The Stanley â€“ Black & Decker, Parker Hannifin, Pfizer, Standard Motor Products, Kennametal, and Linatex Corporation of America, where he also served on the Board of Directors. Mr. Karwic has been leading seminars since 1999 and has lectured graduate level classes on organization theory and behavior at Western New England College. Richardâ€™s business advisory practice is based in Wethersfield, CT.